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, i don't think we would have had a financial crisis, anything of what we experience. but also one of the things that i emphasize a lot and increasingly am trying to become a loud and clear voice on this is that we have to do a better job in this country of educationing people about how to handle their finances and it stars with the schools and it starts with young people. but it's true of all of us. we have not paid attention -- we've neglected that point and it makes everything harder for people. it makes everything worse in terms of making choices that they can live with and not end up regretting. and it's -- it is really a scandal and a shame that this country has not paid more attention to that and done a better job. and if we haven't made real discernible progress in that the next several years thenly be disappointed in myself and in the bureau? >> very short answer to this one, is there a political future for richard cordray? which would consider running for an elective office in ohio? >> it's not a political job. i understand it's a job done in a political con teblings but
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